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New Regulations Regarding Covid 19 Employer requirements have gone into effect for California

California Governor Gavin Newsom recently signed two bills into law: SB1159 and AB685. These place immediate requirements on California employers and will remain effective from September 17, 2020 through January 1, 2023.Please review this information carefully as these obligations carry … Continue reading

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Insurance Solutions for Restaurants

Protection for your business, your vehicles, your employees and more. All Under One Roof (Ours.) Convenient payment options  fast Certificate of Insurance, multi policy discounts Property limits up to 20 million dollarsLiability limits up to $2000000 aggregateLiquor liability Ask about … Continue reading

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Make sure your business property is covered properly

Commercial property insurance is designed to cover expenses resultingfrom loss of/damage to a policyholder’s building and contents. “Contents”is referred to as Business Personal Property a keyconsideration when deciding how much insurance coverage to purchase. Some businesses give too little thought … Continue reading

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Is your Independent Contractor REALLY not an employee? Take the Borello Test issued by California State Compensation Fund

Borello Test This test relies on multiple factors to determine employment status, including whether the potential employer has all necessary control over the manner and means of accomplishing the desired result. Such control need not be direct, detailed, or actually … Continue reading

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AB 5 Bill regarding Independent contractors effective 07/01/2020

The state of California recently passed Assembly Bill 5 (“AB 5”), which defines a new test to determine whether a worker In California is classified as an employee or Independent contractor under the California Labor Code, With respect to Workers’ … Continue reading

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California makes insurers cut workers comp premiums

Reuters) — California on Wednesday announced the first regulation requiring insurance companies to reduce premiums paid by employers for U.S. workers compensation insurance, citing lower risk factors as millions of employees work from home. Much like refunds on auto insurance policies prompted by lower … Continue reading

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Instant Self Service Certificates of Insurance

Our agency is proud to announce a new service that we will be offering to all of our clients effective immediately moving forward from today, Our clients will have access to a secure web-based portal where they can edit and … Continue reading

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Workers Compensation General Exclusions

USRP general exclusions The operations defined as general exclusions are performed by some employers in addition to their basic business operations but they are  Atypical most employers do not perform these operations, these operations are however easy to identify and … Continue reading

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