Your business faces a wide variety of tangible and virtual perils. Not only do you need general liability and property coverages like any business, but you can be sued for allegations that your services led to financial harm to your client. Even if this is not true, you will have to mount a legal defense to protect your business. Our MicroTek Product offers you peace of mind when one of the following events occurs:
- Your e-commerce client alleges that the website you built for them was not completed in time, costing them tens of thousands of dollars in lost income. Errors and omissions provides the coverage needed to defend your business and pay covered damages awarded to your client.
- Your client experiences a breach of thousands of individuals’ credit card numbers and is statutorily obligated to notify them of the breach. Your client believes that your software failed to prevent a virus that allowed hackers to penetrate their firewall and sue to recover their expenses associated with the notifications. Our product will defend you and pay covered damages.
- A client or delivery person visiting your office trips, falls and injures themselves. General liability provides the needed coverage.
- Your server is damaged in a fire. Our product includes coverage for damaged business property as well as loss of business income.
Our MicroTek Product offers optional coverage for lawsuits involving intellectual property disputes and for expenses associated with notifying individuals whose data you house and has been breached. We can also provide options to help you meet contractual obligations. Let us know if you would like to explore any of these options.
|Cloud Providers/Application service provider/software as a service Liability and errors and omissions coverage|
|Consulting/training/project management/staffing Liability and errors and omissions coverage|
|Data or records storage/retrieval/back-up Liability and errors and omissions coverage|
|Database administration Liability and errors and omissions coverage|
|Hardware evaluation/selection/maintenance Liability and errors and omissions coverage|
|Hardware manufacturing Liability and errors and omissions coverage|
|Help desk Liability and errors and omissions coverage|
|Internet service provider, search engine or online publishing/sales Liability and errors and omissions coverage|
|Network or computer security Liability and errors and omissions coverage|
|Software development/installation/sales Liability and errors and omissions coverage|
|Systems, network or audio-visual evaluation/design/cabling/support Liability and errors and omissions coverage|
|Web design/development/hosting or search engine optimization Liability and errors and omissions coverage|
Technology Professional Liability: Our fairly priced Tech Errors and Omissions product is targeted at technology professionals with up to $1 million in revenue and up to 7 consultants. The package policy has minimum premiums starting at $1095 for BOTH professional liability and a preferred package! Intellectual property is available
NOW AVAILABLE Data Breach Expense and Regulatory Defense sub-limits are available for a small additional premium. Covered expenses include credit monitoring, forensic investigation costs and public relations.
SuperTek Pak Technology Professional Liability: for technology professionals
with as much as $15 million in revenue. The broad form provides coverage for malicious code, failure to prevent unauthorized access, personal injury and intellectual property. Defense costs are outside the limit for most claims.
a small additional premium. Covered expenses include credit monitoring, forensic investigation costs and public relations. This product can also be packaged with general liability and business personal property. Full prior acts is available for most accounts.