In an effort to be your preferred market for an even broader range of business. We to announce that we will now consider frame-constructed restaurants without a Central Station Fire Alarm (CSFA) or sprinkler system as long as the establishment has an automatic commercial extinguishing system/ANSUL installed over the cooking equipment. We will still require a CSFA or sprinkler system for restaurants in Protection Class areas As a reminder, we are eager to write your restaurant business and will entertain wider ll-cooking, limited-cooking, and fast-food establishments. Our typical guidelines include:
- seating capacity up to 350
- liquor sales up to 50% for full cooking
- liquor sales up to 30% for limited cooking and fast food
- off-premise catering exposure up to 30%
- delivery exposure up to 50% (up to 15% of Hired and Non-Owned Auto Liability is on the policy)
- three years in business or equivalent experience NEPA Standard 96: UL 300 Standard compliance