Do you operate a job shop or work to the specifications of others? If so, this program is for you! Why pay for Products/ Completed Operations coverage when your need is Premises Liability and Business Personal Property? We can help protect your investment and livelihood by finding ways to maximize your dollar.
Customers and vendors may visit your shop. We provide coverage for medical costs incurred in the event that someone falls, even if it wasn’t your fault. We also provide Liability coverage to protect you against other claims that may occur resulting from a condition on your premises. You can purchase up to $2 million per occurrence/$4 million in the aggregate – and also get an umbrella on top of that!
Business Personal Property: Do you own the building that you are in or are you required to insure it? What about your equipment and fixtures, some of which may be very expensive? We provide replacement cost coverage and have enhanced our product to include Equipment Breakdown coverage for better protection. We can even cover your leased equipment, like the CNC machine, if needed!
Consider Business Income and Extra Expense to protect your business in the event of a covered loss. Many of your expenses will continue. What about coverage to get your business up and running as quickly as possible?
We have a complete package available which you can discuss with your independent agent . We offer discounts based on your deductible, sprinkler or central station alarms, years in business, loss history, even the age of the building! Be sure to use your agent as a resource when evaluating all your insurance needs.