Office buildings, Complexes, Retail Buildings

In this tough economic time, you may have lowered rent to keep tenants. Whether you own a single office building or complex, CSScan help protect your investment and livelihood by finding ways to maximize your dollar. CSS has a policy designed with your needs in mind and our low rates are only the beginning.

Liability:

As a building owner, you have unique exposures and are responsible for ensuring the grounds are free of safety hazards. Do you want to provide coverage for medical costs incurred in the event that someone trips and falls? We can do that. Mercury has Liability Limits up to $2 million per occurrence/$4 million aggregate.

Buildings – Business Personal Property:

Evaluating the cost to replace a building can be difficult and is based on a variety of factors. We offer Building Ordinance coverage to assist with that. Equipment Breakdown coverage offers protection on electrical distribution, heating and air conditioning systems for events such as short circuiting and power surges. Do you have sprinklers in the building that might discharge in the event of an earthquake? We can help with that too. In addition, your Business Personal Property can be covered.You can also purchase an umbrella with higher limits!

Business Income:

Loss of Rents is covered for a 12 month period which can be extended to 24 months. We can also cover the extended time required to return the building to its original occupancy. We have a complete package available which you can discuss with your independent agent. We offer discounts based on your deductible, sprinklers, age of building, loss history, in addition to the number of buildings that we insure. Be sure to use your agent as a resource when evaluating your insurance needs.

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James fuller
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