Liability:

Many clients are regular customers. Do you want to provide coverage for medical costs incurred in the event that someone falls at your business? We can do that. California Special Services has Liability Limits up to $2 million per occurrence/$4 million aggregate and you can purchase an umbrella with even higher limits! We also offer Professional Liability coverage in the event there is a covered loss to the product/service.

Building – Business Personal Property:

Do you own the building that you are in or are you required to insure it? Don’t forget that improvements, equipment and stock need to be covered as well. We offer Equipment Breakdown coverage to provide better protection for sensitive and expensive equipment including electronic workstations, printing presses and electrical distribution systems. Are you concerned that the sprinklers will go off as the result of an earthquake? We can cover that too!

Business Income:

If your business needs to shut down due to a covered loss, we provide Business Income for a 12 month period which can be extended to 24 months. If you need to temporarily relocate, we can cover the Extra Expenses to help keep your clients. CSS may also provide protection if there is a loss to a property that you are dependent upon.

We have a complete package available which you can discuss with us. We offer discounts if you have sprinklers or a central station alarm in addition to the amount of your deductible. Be sure to use us as a resource when evaluating all insurance needs.